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Consider Your Australian Car Rental Visa – American Express does not include Australia

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While planning my three-week holiday in Australia, I was surprised to find that Australia is one of the five countries on the American Express card that are not covered by car insurance. Needless to say, if I have rented a car in Australia and discovered it would be a very rude awakening.

However, Visa does include Australia within its insurance coverage. According to the Visa website, any personal Visa card can offer this discount.

A few things that American residents who consider renting a car when visiting Australia:

  • Your personal auto insurance does not include any insurance in Australia;
  • You must reject the collision loss exemption in the rental agreement ( CDW) and Loss of Damages Exemption (LDW) options;
  • You must use a Visa card to pay the entire rent. Use a coupon or prepaid rent to be careful about any lease. Even if you use Visa card to pay for a voucher, the card number may not be transferred to the car rental company, and your Visa card will not cover your card number;
  • Your Visa card only covers damage to the vehicle, not Your liability or damage to any or any other person. Before leaving, ask your personal insurance agent how to effectively assume your responsibilities.
  • The rent covered by your Visa card may be as long as thirty-one (31) days; and
  • If you have an accident, the emergency telephone number for Australia to call Visa is (800)125-440, or if there is not For connection, you can call (410)581-9994 to return to the United States.
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